Wasaga Financial

Our Expertise

Financial Peace of Mind Through Reliable Fluidity

We make bookkeeping and taxes simple so you can focus on what matters most. Whether you're a small business owner, freelancer, or juggling a busy life, our personalized services keep you ahead of deadlines.

Bookkeeping

Flexible plans tailored to your business needs, powered by QuickBooks Online for seamless management.

  • ✓ Monthly/Quarterly Options
  • ✓ Bank Reconciliations
  • ✓ AP/AR Tracking
  • ✓ Data Entry & Recording

T1 / Small Business Taxes

Fast and accurate filing for individuals, families, and gig workers with CRA E-File.

  • ✓ Rental & Capital Gains
  • ✓ RRSP & TFSA Optimization

Payroll Services

Full-cycle payroll management including CRA remittances and year-end T4 filing.

  • CRA Remittances
  • T4 / T4A Filing
  • WSIB Premiums

GST/HST Filing

Maximized recoverable taxes through accurate Input Tax Credit (ITC) tracking and optimization.

  • • ITC Tracking & Optimization
  • • CRA Remittance Calculations
  • • Amended Filing Support

Why Businesses Trust Wasaga

We leverage industry-leading software and expert knowledge to provide a seamless financial workflow for your business.

Cloud Integration

Powered by QuickBooks Online, ensuring your records are accessible anytime, anywhere, on any device.

Compliance Ready

Automatic statutory calculations for vacation pay, holiday entitlements, and WSIB premiums.

Tax Optimization

Maximize eligible credits (Medical, Tuition, Donations) and utilize strategic family tax planning.

Fast Turnaround

E-file service for quick CRA processing and faster refunds, with secure same-day submissions.

Wasaga Financial advisor at work

Personalized Attention for Every Client

We don't just crunch numbers. We provide strategic guidance for rental income, capital gains, and investment income reporting, ensuring your financial portfolio is handled with precision.

  • Family Tax Planning

    Income splitting strategies to reduce your family's overall tax burden.

  • Catch-up Support

    Clarity and confidence for late or prior year tax returns.

Common Inquiries

How does QuickBooks integration work?

We set up your QuickBooks Online account and link your business bank and credit cards. This allows for automated data entry and real-time transaction recording, giving you a clear view of your cash flow at any time.

What is required for CRA payroll remittances?

We calculate and file your source deductions (CPP, EI, and income tax) on your remittance schedule, and prepare year-end T4/T4A slips so you stay compliant with CRA deadlines.

Can you help with GST/HST registration?

Yes — we can register your GST/HST account, determine your filing frequency, and manage ongoing filings and input tax credit tracking on your behalf.